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Comments Off on VA Home Loan
VA Home Loan
With Veteran’s Day upon us, I thought it would be a perfect opportunity to review the VA Home Loan Program. The VA home loan is…
Comments Off on Understanding an Appraisal
Understanding an Appraisal
The first thing that comes to mind when the topic of an appraisal comes up is value. Value is the foundation of our business, whether…
Comments Off on Good News for Potential HARP Borrowers
Good News for Potential HARP Borrowers
In an effort to help struggling homeowners take advantage of the Home Affordable Refinance Program, the program has been extended to December 31, 2015 and…
Comments Off on Considering a Reverse Mortage
Considering a Reverse Mortage
With the “Baby Boomer” generation nearing retirement I thought it may be a good time to refresh Reverse Mortgages… A reverse mortgage is a loan…
Comments Off on Upcoming Changes
Upcoming Changes
More regulations are on the way for our industry. As of January 10, 2014 the new Qualified Mortgage Rule will become effective. Issued by the…
Comments Off on New Housing Development In Our Future?
New Housing Development In Our Future?
Paso Robles city’s Planning Commission is hosting a public workshop next month to discuss the site plan for a new housing project. The project, which…
Comments Off on Mistakes to Avoid When Buying
Mistakes to Avoid When Buying
One of the largest expenditures a person will make is that of a new home. While exciting, it can also be scary. Mistakes are made,…
Comments Off on Buying vs. Renting
Buying vs. Renting
Buying vs. Renting The cost of renting has been unusually high this year and shows no sign of slowing down. With an annual increase…
Comments Off on Are Adjustable Rate Mortgages Back?
Are Adjustable Rate Mortgages Back?
As we have all seen in the past few months, interest rates have started to rise. Once in the 3.5% range, a traditional 30 year…